Dear Diary, 

Every graduate looks forward to the moment where they open envelopes and money falls into their lap. I remember that being my favorite part of my graduation day lol. I’ve seen people posting about saving money for graduation and designing gifts: money leis, money cakes, shadow boxes etc. Coming from a traveler, I thought the best gift would be disguising money in a travel themed photo album.

How it works: 

Save $20 a month from birth! By the time your child turns 18 (high school graduation), you will have saved $4,320! If you prefer to wait until they graduate college, you will have saved $5,280.

Is $20 too much? Try doing $10 a month. That’s $2,160 for their high school graduation or $2,640 for his/her college graduation.

Once you’re done, place it in a photo album and present it. No bow/bag/wrapping paper needed lol. This money is a start of an endless opportunity. They can use this money to buy a passport and take a grad trip. And the best part, they already have a photo album to save the photos.

If you happen to miss a few months, you can find ways to alter your budget. If your student graduates 2018, you can simply use $2,018. If they graduate 2019 you can use $2,019 etc. Your graduate has worked so hard these years, they deserve it.

Congrats to all the graduates!

Would you prefer this money at your high school graduation or college?